CDs & IRAs
Certificates of Deposit
It’s great to know there are things you can count on; like the solid protection you can find for your money at Heritage Nova Bank . Our CDs offer favorable, locked down rates and you know your dollars will always be FDIC insured.
CDs are valuable at any stage in your life. They are a great way for you to save for a later date. We know that flexibility is important to you, so we offer several terms. Our competitive interest rates on our certificates of deposits are compounded daily. Our minimum deposit amount is just $500.
Our Investors Choice certificate allows you to be in charge of your own rate. You get to increase your rate one time within the two-year term to take advantage of possible rising interest rates.
Individual Retirement Accounts
You work hard for your money. We know that if you save it wisely, you can play hard with those earnings later in life. The purpose of an Individual Retirement Account (IRA) is to help you save for retirement through significant
tax advantages. Choose between a Traditional or Roth depending on your financial goals.
Whether you are looking to open your first IRA or consolidate your other retirement accounts, our knowledgeable staff is happy to assist you.