Meet Our Lending Team

Ken started at the Bank in 1996. After having graduated from the University of Maine at Orono with a B.A. in Economics, he spent several years in lending in southern New Hampshire. In 1998 Ken was promoted to Vice President and Senior Loan Officer, and in 2010 to Executive Vice President. In addition to servicing his own portfolio of customers, Ken is responsible for overseeing the Loan Officer staff and the loan function as a whole.    He enjoys the broader responsibilities afforded in a smaller bank and understands the value of a common sense and result oriented approach.

Samantha has been servicing her community's banking needs for over 25 years. During her years at Heritage Nova she has held various positions including Head Teller, Loan Clerk, and Assistant Vice President of loans. Her primary role is mortgage lending and she oversees the mortgage department. Samantha is committed to her customers, their banking needs and understands the importance of what is involved in the mortgage process. She is a      graduate of Lincoln Academy and is a lifelong resident of Heritage Nova Bank . Samantha enjoys snowshoeing, swimming, and spending time at the beach. Her favorite holiday is Christmas.

Ed brings over 25 years of lending experience to Heritage Nova. He attended University of Southern Maine where he studied Business Administration. He is active in the Belfast Rotary where he is currently Chair for the Road Races Committee and a member of the Finance Committee. He is a member of the Advisory Committee for the Alice Gadd Foundation, a member of the public advisory board for the Waldo County General Hospital, and current Board President for the Deborah Lincoln House of Belfast, ME. Ed enjoys hiking, woodworking, and spending time with his family at camp. His favorite holiday is Thanksgiving.

Jennifer has 10 years of progressive experience at Heritage Nova. She graduated from Edward Little High School in Auburn and has continued her education in banking through The Center for Financial Training & Education Alliance. Jen is the Treasurer for the Belfast Rotary Club and a volunteer for the Olympia Snowe Women’s Leadership Institute which works to promote confidence and leadership skills in teen girls. Jen also lends a hand at her local high school's sporting events. Her hobbies include walking with her husband, spending time with her three boys, and reading. Jen’s favorite holiday is Valentine’s Day. 

Cheryl's customer's benefit from her more than 30 years of banking experience. During her time here she has held various positions including Branch Manager, Co-Compliance Officer and Assistant Vice President. Cheryl provides mortgage, consumer, and commercial loans to our customers of Heritage Nova Bank and surrounding areas. She graduated from Wiscasset High School. She is a past member of the Town of Richmond Planning Board and is a current affiliate member of the Mountain to Shore Board of Realtors. Cheryl enjoys traveling, visiting with her family, and spending summer days by the ocean. Her favorite holiday is Christmas.